AI-powered home loan diligence,
in one API call.
Banks and NBFCs spend ₹2,000–5,000 and 3–7 days on property due-diligence per file. PropCheck's AI engine does the listing-fraud and RERA slice in under one second, for a fraction of the cost.
The hidden cost in every home loan
Most retail lenders run property due-diligence in three siloed steps. Each one is slow, manual, and unreliable for the listing-fraud question.
Field surveyor + legal vetting + valuation report. Rolled into the loan, ultimately paid by the borrower.
Surveyor visit, registry pulls, internal approvals. Disbursement waits on the slowest step.
Housing.com survey. Listing fraud isn't being checked at all in most lender workflows.
One API call. Eight AI signals. Sub-second.
Drop PropCheck's AI engine into your loan-origination flow before disbursement. Each call returns a structured report with eight independent AI-driven signals — each backed by a citable source.
- ✓RERA registration cross-check (Karnataka live; multi-state in progress)
- ✓Listing duplicates across portals — same property, different prices
- ✓Photo theft detection via perceptual hashing
- ✓Locality price benchmarking for unusual ₹/sqft
- ✓Builder complaint + delay history from RERA registry
- ✓Listing age + freshness
- ✓Owner-name vs. property-tax record (where state APIs allow)
- ✓Aggregated 0–100 Trust Score with explainable deltas
API at a glance
POST https://api.rohitraj.tech/v1/check
Content-Type: application/json
X-API-Key: bk_live_...
{
"url": "https://www.magicbricks.com/propertyDetails/.../pdpid-..."
}{
"id": "chk_a3f2c1d0",
"score": 42,
"label": "risky",
"summary": "This listing has 4 high-risk signals.",
"property": {
"portal": "magicbricks",
"rera_id": "PRM/KA/RERA/...",
"builder_name": "ABC Developers",
"price_inr": 12000000,
"bhk": 3,
"area_sqft": 1450,
"locality": "Whitefield",
"city": "Bangalore"
},
"red_flags": [
{ "code": "RERA_MISMATCH", "severity": "high", ... },
{ "code": "DUPLICATE_LISTING", "severity": "high", ... },
{ "code": "STOLEN_PHOTOS", "severity": "high", ... },
{ "code": "BUILDER_COMPLAINTS", "severity": "medium", ... }
],
"verifications": {
"rera": { "status": "MISMATCH" },
"image_match_count": 7,
"locality_avg_price_per_sqft": 10600,
"price_delta_pct": -22,
"builder_open_complaints": 6
},
"checked_at": "2026-05-09T11:30:00Z"
}Full schema lives in the OpenAPI spec. SLA: P50 < 200ms (cached), P99 < 1s (cold). Idempotent on the URL — same input within 24h returns the cached report.
Where it fits
Run PropCheck after the borrower picks a property, before legal vetting starts. Stop bad files at the door — saves both legal and surveyor cost on listings that wouldn't pass anyway.
Flag applications where the listed property doesn't match the registered RERA project, or where the broker has been linked to repeat-offender duplicate listings.
Re-run checks on existing collateral every quarter. Catch builder distress (rising complaint counts), price erosion in the locality, or RERA cancellations early.
Embed our /v1/check via your own UI as a 'Verify property' button on the borrower app. Demonstrates diligence to regulators and adds a trust touchpoint.
Pricing
Free during pilot. Pay-per-check at production scale.
- · All 8 signals
- · Full report JSON
- · 1-hour onboarding call
- · Slack support
- · All 8 signals
- · P99 < 1s SLA
- · Custom rate limits
- · Email support
- · Webhook delivery option
- · Everything in Production
- · Custom signals on your data
- · Dedicated infra
- · Quarterly reviews
- · Compliance support
Coverage
Bangalore is live today. We add states city-by-city — RERA registry first, locality price index second.
Pilot partners get priority on next-city rollout.
Start a pilot
First 1,000 checks free. One-hour onboarding. Slack support.
Email hello@propcheck.in →We respond within one business day. Or hit propcheck.rohitraj.tech first to see a live report.